bad/no credit financing

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EASY PAY FINANCE ® IS A NO CREDIT NEEDED FINANCING PROGRAM

You Qualify If you have a current checking account

and earn a minimum of $1,000 per month

Easy Pay Highlights

$500-$4,000 Approvals

12 & 24 Month Terms

90 Day Interest Rebate Promo

2.99% Merchant Fee

Instant Online Credit Decisions

No Paystub or Bank Statements Required

Submit Applications Online

Same Day Funding

Financing available on Auto Repair, Wheels & Tires, General Maintenace

Ready to Apply?

Instant Online Approval ***Must have completed estimate of repairs in hand for application process.

EasyPay FAQs

HOW MUCH DOES IT COST TO USE EASYPAY FINANCE’S SERVICES?

There are no monthly fees or minimum volume requirements. Merchants pay only a 2.99% merchant fee for contracts that have been funded.

WHAT ARE THE REQUIREMENTS?

To qualify, individuals must earn at least $1,000 per month and have a checking account that is in good standing and has been active (open) for at least 90 days. Customers will also be required to provide a second method of payment in order to submit their application.

HOW QUICKLY WILL I RECEIVE A CREDIT DECISION?

Online applications receive a credit decision within seconds.

WHAT IS THE MAXIMUM APPROVAL AMOUNT?

Retail/merchant customers can qualify for up to $4,000. The maximum term is 24 months.

IS THERE A MINIMUM OR MAXIMUM VOLUME COMMITMENT?

There is no minimum or maximum volume requirement for your participation in the program.

WHAT IF A CUSTOMER STOPS MAKING PAYMENTS?

You are not responsible if a customer defaults on their payment obligation. However, you are responsible for handling any warranty or defective merchandise issues.

DO YOU REQUIRE INCOME DOCUMENTATION OR COPIES OF CHECKING ACCOUNT STATEMENTS?

Applicants with approved credit will not be required to submit paystubs or checking account statements.

DO YOU OFFER CUSTOMERS AN EARLY PAYOFF OPTION?

Yes. All contracts include a 90 Day Interest Rebate Promotion.

WHEN IS THE CUSTOMER’S FIRST PAYMENT DUE?

Generally, the first payment is due 30 days after the contract’s origination.

HOW DO I GET SETUP WITH EASYPAY FINANCE?

Start your enrollment today, or give us a call if you have any questions or would like to schedule a demo: (866) 791-0915.

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